Ashraya Adhar Scheme

Ashraya Adhar Scheme क्या है?

"Ashraya Adhar Scheme" is introduced to provide financial assistance in the form of loans to the members of Scheduled Tribes for the purpose of repair, renovation/reconstruction of houses. The Goa State Scheduled Tribes Finance and Development Corporation has introduced this scheme.

लाभ

**₹ 5,00,000/-** advanced as financial assistance in the form of a loan @ 2% per annum. > **Mode of Advance** The loan amount shall be advanced in two instalments after the submission of the required documents is complete in all respect. **₹ 3,75,000/-** immediately after sanctioning the loan. **₹ 1,25,000/-** on utilization of the first instalment. The 2nd instalment is to be released on submission of utilization bills and on the basis of physical verification/inspection carried out by the officer of the Corporation. **NOTE:** Loanee shall commence the actual work within 03 months from the date of the sanctioned amount released. > **Insurance** The beneficiary shall be insured for life and property with the Insurance Agency identified by the Corporation and the premium of such policies shall be borne by the loanee (unless and otherwise decided by the Corporation).

स्तर

State — Goa

मंत्रालय / विभाग

Social Welfare Department

लाभ का प्रकार

other

मुख्य पात्रता

1. Any person belonging to Scheduled Tribe Community and having his/her house (which shall also include a mundcarial house) either owned individually or jointly will be eligible for financial assistance under this scheme. 1. In case the house is owned jointly and there are different family units in

अंतिम सत्यापन

Recently

Benefits

**₹ 5,00,000/-** advanced as financial assistance in the form of a loan @ 2% per annum. > **Mode of Advance** The loan amount shall be advanced in two instalments after the submission of the required documents is complete in all respect. **₹ 3,75,000/-** immediately after sanctioning the loan. **₹ 1,25,000/-** on utilization of the first instalment. The 2nd instalment is to be released on submission of utilization bills and on the basis of physical verification/inspection carried out by the officer of the Corporation. **NOTE:** Loanee shall commence the actual work within 03 months from the date of the sanctioned amount released. > **Insurance** The beneficiary shall be insured for life and property with the Insurance Agency identified by the Corporation and the premium of such policies shall be borne by the loanee (unless and otherwise decided by the Corporation).

Eligibility

Documents Required

How to Apply

1. Step 1: Offline application — step 1

   Step 1: Visit the Office of the Goa State Scheduled Tribes Finance and Development Corporation Limited, 2nd floor, Smruti Building, Swami Vivekanand Rd, Altinho, Panaji, Goa 403001.

2. Step 2: Offline application — step 2

   Step 2: Request a hard copy of the proforma of the application form for the scheme from the Concerned Officer of the Corporation.

3. Step 3: Offline application — step 3

   Step 3: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach copies of all the mandatory documents (self-attest if required).

4. Step 4: Offline application — step 4

   Step 4: Submit the duly filled and signed application form along with the documents to the Concerned Officer.

5. Step 5: Offline application — step 5

   Step 5: The loan application shall only be accepted after proper scrutiny. Acquire the receipt/acknowledgement of the successful submission of the application from the Concerned Officer.

6. Step 6: Offline application — step 7

   Check Application Status

7. Step 7: Offline application — step 8

   The District Social Welfare Officer (DSWO) can be contacted regarding the application status of the scheme.

8. Step 8: Offline application — step 10

   Post Application Processes

9. Step 9: Offline application — step 11

   The list of eligible applicants will be prepared and physical verification/inspection will be carried out by the officer of the Corporation.

10. Step 10: Offline application — step 12

    The application form along with documents and inspection report will be placed before the sanctioning authority for appraisal and approval.

Sources & References

• Official scheme website ↗
• Citizen's Charter (2022) ↗
• View on myScheme (Government of India) ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.