Atal Beemit Vyakti Kalyan Yojana

What is Atal Beemit Vyakti Kalyan Yojana?

The scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the Insured Persons (IPs) who have become unemployed.

Benefit

1. The scheme provides relief to the extent of 50% of the average per day earnings of employees during their last employment. 1. The relief amount to be paid up to a maximum of 90 days of unemployment (once in a lifetime) subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods. 1. The IP will be eligible for Medical benefits as provided under the Act for the period he is availing this relief. **Note 01:** The Insured Person should have been in insurable employment for a minimum period of two years immediately before his/her unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding the unemployment and a minimum of 78 days in one of the remaining three contribution periods in two years prior to unemployment. **Note 02:** Claim shall become due 30 days after the date of unemployment. Earlier this period was 90 days.

Level

Central

Ministry / Dept.

Ministry Of Labour and Employment

Benefit type

other

Key eligibility

1. The Insured Person (IP) should have been rendered unemployed during the period the relief is claimed. 1. The Insured Person should have been in insurable employment for a minimum period of two years. 1. The Insured Person should have contributed not less than 78 days during each of the preceding

Last verified

Recently

Benefits

1. The scheme provides relief to the extent of 50% of the average per day earnings of employees during their last employment. 1. The relief amount to be paid up to a maximum of 90 days of unemployment (once in a lifetime) subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods. 1. The IP will be eligible for Medical benefits as provided under the Act for the period he is availing this relief. **Note 01:** The Insured Person should have been in insurable employment for a minimum period of two years immediately before his/her unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding the unemployment and a minimum of 78 days in one of the remaining three contribution periods in two years prior to unemployment. **Note 02:** Claim shall become due 30 days after the date of unemployment. Earlier this period was 90 days.

Eligibility

Documents Required

How to Apply

1. Step 1: Online application — step 1

   Application Process: Step 01: To submit an online claim, the application can be made online at the website: https://esic.gov.in/ Step 02: On the home page of the official website: Services-->Employees -->IP Portal -->Select Insured Person -->Sign Up. Step 03: For new users ‘ Sign-Up ’ is required to fill Insurance Number, Date of Birth, and Mobile Number after that get the User Name and password. Step 04: Now, the applicant can login through his/her credentials and select the scheme to claim the benefits. Step 05: Fill in all the mandatory details in the form including bank details etc. Step 06: Download the AB-1 Form and fill in all the details wherever required. The scanned copy of the completely filled AB-1 Form and Aadhaar Card can be uploaded on the website. Step 07: After uploading all the required documents, the application form can be submitted. Step 08: Now, the applicant will take the printouts of the claim submitted above and the letter to the employer thus generated by the system and submit the duly signed claim in an affidavit along with the required forwarding by the employer to his designated ESIC Branch Office. Step 09: On receipt of the claim the details as mentioned by the applicant IP will be checked in the system by the staff at the Branch Office under the supervision of the Branch Manager. The system will calculate the claimant's eligibility for relief under the scheme and the quantum to which the claimant is entitled based upon the details provided by the IP as well as the contribution and other details available in the system. The payment of the relief will be made to the IP's bank account. Mode of payment: The relief under ABVKY will be electronically transferred directly to the bank accounts of Insured Persons (IPs) by the Branch Office. In the event of the death of IP, the amount of Relief under ABVKY shall be paid/ payable to his/her nominee/legal heir as prescribed under Para(s) P.3.79.1 to P.3.81 of the Branch Office Manual by the account payee cheque only. The bank account details of the claimant in the ESIC Database are a pre-condition for claiming this relief, but in case the bank account details of the claimant are not available in the ESIC Database or the IP has changed his bank account then the same may be authenticated by the Branch Manager on the basis of the cancelled cheque leaf or the passbook of the bank account having the name of the claimant on it, which the claimant will provide along with the claim for this relief.

Sources & References

• Official scheme website ↗
• Guidelines ↗
• Application Portal ↗
• Scheme Details ↗
• View on myScheme (Government of India) ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.