education-learningGujarat
6% Interest Subsidy on Loans taken through Banks for Study Abroad
The scheme aims to reduce financial stress for ST students pursuing foreign education by providing up to ₹1,50,000 subsidy on interest for 3 years.
50+ Banking, Financial Services & Insurance Schemes in India
Bank accounts, credit, pensions, insurance and financial-inclusion schemes. Every scheme links to its official portal with eligibility, benefits, documents and step-by-step application guidance.
banking-financial-services-and-insuranceGujarat
6% Interest Subsidy on Loans taken for Vehicle Purchase through Banks
The scheme aims to support Scheduled Tribe (ST) individuals in purchasing vehicles for self-employment purposes. Under this scheme, tribal beneficiaries availing bank loans for vehicle purchase with interest subsidy. This financial support helps reduce the repayment burden on tribal entrepreneurs.
social-welfare-empowermentMaharashtra
Aam Aadmi Bima Yojana (Maharashtra)
The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.
banking-financial-services-and-insuranceAssam
Assam Abhinandan Education Loan Subsidy Scheme
"Assam Abhinandan Education Loan Subsidy Scheme" was launched on 26 December 2019 by the Hon'ble Chief Minister of Assam. The scheme is managed by the Finance Department, Govt. of Assam. The govt. will provide a loan subsidy of up to ₹ 50,000 on education loans to students pursuing higher education.
banking-financial-services-and-insuranceAssam
Aponar Apon Ghar
"Aponar Apon Ghar" is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
social-welfare-empowermentGoa
Ashraya Adhar Scheme
"Ashraya Adhar Scheme" is introduced to provide financial assistance in the form of loans to the members of Scheduled Tribes for the purpose of repair, renovation/reconstruction of houses. The Goa State Scheduled Tribes Finance and Development Corporation has introduced this scheme.
banking-financial-services-and-insuranceIndia
Atal Beemit Vyakti Kalyan Yojana
The scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the Insured Persons (IPs) who have become unemployed.
education-learningKarnataka
Arivu Education Loan Scheme
The "Arivu Education Loan Scheme," launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation, offers loans to students pursuing professional courses like MBBS, B.E., B.Tech., MBA, MCA, LLB, and others in various fields
agriculture-rural-environmentGujarat
Pashu Palan Yojana (GSKVN)
Under this scheme, loans of up to ₹1,00,000 are provided to sanitation workers and their dependents at an interest rate of 6% for self-employment in animal husbandry or related activities.
agriculture-rural-environmentPuducherry
"Annual Insurance Premium for Boat Owners" under "Financial Assistance for Availing Subsidy Components for the Development of Marine Fisheries"
"Annual Insurance Premium for Boat Owners" under "Financial Assistance for Availing Subsidy Components for the Development of Marine Fisheries" is introduced to increase marine fish production through subsidies for the annual premiums for insurance coverage paid by the mechanized boat operators.
social-welfare-empowermentKarnataka
Airavata Scheme
This scheme envisages partnership with corporate aggregators like OLA and UBER to facilitate self-employment of rural youth through Radio Taxi and other successful cab transport ventures. Rural youth from SC/ST communities will be provided training, mentoring and other enhanced financial assistance.
banking-financial-services-and-insuranceAssam
"Agricultural Income Tax Holiday" under the "Assam Tea Industries Special Incentives Scheme"
The scheme aims to ensure long-term financial sustainability of the Tea industry and to incentivize manufacturers to move from Crush, Tear, Curl tea to Orthodox tea production. The scheme is implemented by the Finance Department and the Industries & Commerce Department, Government of Assam.
agriculture-rural-environmentArunachal Pradesh
Atma Nirbhar Pashu Palan Yojana
The scheme aims to enhance rural livelihoods, promote sustainable animal husbandry practices, & contribute to self-reliance in livestock sector. Under this scheme, financial assistance is provided to unemployed individuals, SHGs, cooperative societies, etc. for livestock rearing & allied activities.
agriculture-rural-environmentArunachal Pradesh
Atma Nirbhar Plantation Yojana
The scheme aims to promote self-reliance in the agriculture sector through sustainable plantation activities across the state. Under this scheme, support in the form of plantation assistance and allied resources is provided to individual farmers, Self-Help Groups & Farmer Producer Organizations.
housing-shelterHaryana
Assistance for Purchase of House (HBOCWWB)
Under this scheme, interest free loan is provided to registered construction workers, who have minimum five year’s regular membership, for purchase or construction of their houses. This facility is available once in lifetime.
banking-financial-services-and-insuranceAssam
Interest Subvention Scheme For Housing Loan For Regular State Government Employee Under APUN GHAR
Apun Ghar is a new home loan scheme for Assam Government employees as per announcement made in the Budget Speech,2016-2017 under which home loans will be provided to the State Government employees at subsidized interest rates.
banking-financial-services-and-insuranceIndia
Amended Technology Upgradation Fund
The Ministry of Textiles introduced the Amended Technology Upgradation Fund Scheme (ATUFS). This scheme aims to facilitate investment, employment, productivity, quality and import and export substitution in the textile industry.
women-and-childUttarakhand
Anganwadi Workers Welfare Fund
The scheme aims to provide financial assistance to Anganwadi workers, mini workers, and assistants of the state upon attaining the superannuation age of 60 years. A minimum amount of ₹30,000/- is granted, while those completing 20 years of service receive ₹1,30,000/-.
business-entrepreneurshipTamil Nadu
Back Ended Interest Subsidy (BEIS)
"Back Ended Interest Subsidy" by the Govt of Tamil Nadu, is introduced with the objective of reducing financial burdens of all new micro and small manufacturing enterprises who have already availed loans from banks/ other government organizations by assisting them through a subsidy on term loans.
business-entrepreneurshipGujarat
Bankable Scheme
The scheme aims to provide financial assistance to scheduled caste persons for self-employment opportunities. Under this scheme, loans are provided for business, industry, or service activities, along with a subsidy of 50% of the loan amount or a maximum of ₹50,000/-.
skills-employmentBihar
Bihar State Journalist Insurance Scheme
The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar
sports-cultureIndia
Bima Yojana - Direct Benefit to Artisan
Launched on 15th August 2022, the scheme "Bima Yojana - Direct Benefit to Artisan (BYDBTA)" is a Social Welfare Scheme by the Ministry of Textiles, Government of India.
business-entrepreneurshipIndia
Mahila Samriddhi Yojana
This is a micro-financing programme aiming towards the empowerment of women from underprivileged backgrounds or economically backward areas. Through this scheme, these women can apply for a loan at a nominal interest rate to fulfil their dreams and goals and gain financial independence.
business-entrepreneurshipIndia
Credit Based Schemes For SC - Term Loan (TL)
A loan scheme by Ministry of Social justice and Empowerment for Entrepreneur of Scheduled Caste Category.
banking-financial-services-and-insuranceJammu and Kashmir
Credit Card Scheme For Artisans And Weavers Of Handicrafts And Handloom Sector
The Credit Card Scheme for Artisans & Weavers is a loan scheme by the Department of Handicraft & Handloom (Govt. of Jammu & Kashmir) under which adequate and timely assistance from the financial institutions is provided to the Artisans and Weavers.
business-entrepreneurshipIndia
Credit Enhancement Guarantee Scheme For The Scheduled Castes
a loan scheme by the Ministry of Social justice and Empowerment for Entrepreneurs of Scheduled Caste Category.
banking-financial-services-and-insuranceSikkim
Comprehensive Educational Loan Scheme - Sikkim
The "Comprehensive Educational Loan Scheme" was launched by the Department of Personnel, and Reforms, Training, Public Grievances, Government of Sikkim. The scheme aims to provide loans free of interest for the duration of one particular course of study with one one-year moratorium period offered...
banking-financial-services-and-insuranceHimachal Pradesh
Chief Minister’s Startup/innovation Projects/new Industries
The HP CM Startup Scheme aims to turn the educated youth from job seekers to job creators. This scheme will give support to the “Startup” and Innovation Projects in the state and will provide skills to the youth and potential investors to develop entrepreneurship.
social-welfare-empowermentSikkim
Chief Minister's State Disability Pension Scheme - Sikkim
The scheme “Chief Minister's State Disability Pension Scheme (CMDPS)” was started by the Women & Child Welfare Department, Govt. of Sikkim to provide financial assistance to the differently abled person who has a disability of 40% and above.
banking-financial-services-and-insuranceNagaland
Chief Minister’s Health Insurance Scheme - Nagaland
Launched on 16th October 2022, the scheme "Chief Minister Health Insurance Scheme (CMHIS)" is a Public Health Insurance Scheme by the Health and Family Welfare Department, Government of Nagaland. This scheme provides cashless treatment up to ₹20 lakhs for employees and pensioners and ₹5 lakhs.
banking-financial-services-and-insuranceNagaland
Chief Minister's Micro Finance Initiative
The scheme aims to promote access to credit for economic activities undertaken by individual farmers, entrepreneurs, Self-Help Groups (SHGs), and Farmer Producer Organizations (FPOs) in the state of Nagaland.
agriculture-rural-environmentIndia
Coconut Palm Insurance Scheme
The “Coconut Palm Insurance Scheme (CPIS)” is being implemented by the Coconut Development Board, Ministry of Agriculture and Farmers Welfare, Government of India with the objective of insuring coconut palms against natural calamities, climatic risks, pests, diseases, and other perils.
banking-financial-services-and-insuranceJammu and Kashmir
Contributory Social Security Scheme
The "Contributory Social Security Scheme (CSSS)" intends to provide social security to marginal workers on a contributory basis. The duration of the scheme shall be for a period of 5 years, or 10 years. The amount will be deposited in a bank account opened for the beneficiary.
social-welfare-empowermentTelangana
Dalit Bandhu
The Dalit Bandhu Scheme is a welfare program launched by the state government of Telangana in India in Aug'2021. The scheme is aimed at providing financial assistance to families belonging to the Scheduled Caste (SC) community in the state to help them become economically self-reliant.
health-wellnessHaryana
Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)
The objective of this scheme is to provide socio-financial security to eligible residents of Haryana. The scheme provides financial assistance in the event of death (natural/accidental) or permanent disability (caused by an accident) of a family member whose annual income is less than ₹1.80 lakh.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan
A loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers. Loan covers 75% of the product cost at an interest rate of 14%.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan
The scheme offers loans up to ₹10,00,000/- for housing, house construction, and repair/extension purposes, at a 12% interest rate to provide financial aid to citizens for housing needs.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Jewel Loan
The scheme allows eligible individuals to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Maternity Loan through Self Help Groups
The scheme offers financial aid to pregnant women via Self Help Groups. The loan is capped at ₹2,000/- with an interest rate of 11%, subject to changes.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Professional Loan to Doctors, Engineers and Self Employed Professional
This scheme provides professional loans to doctors, engineers, and self-employed professionals through District Central Cooperative Banks. The maximum loan amount is ₹10,00,000 at an interest rate of 13% (subject to change).
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Women Entrepreneurs
The scheme aims to provide loans of up to ₹5,00,000/- at an interest rate of 12% (subject to change) for women entrepreneurs through District Central Cooperative Banks and its branches.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Working Women
The scheme provides financial assistance to working women through loans up to ₹20,000/- at a 12% interest rate via District Central Cooperative Banks and their branches.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: Small Road Transport Operators Loan (SRTO Loan)
The scheme aims to provide financial support to small-scale road transport operators through loans up to ₹10,00,000/- with 13% rate of interest.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities
This scheme provides financial assistance for SSI unit loans and other Non-Farm Sector (NFS) activities through District Central Cooperative Banks and their branches.
banking-financial-services-and-insuranceTamil Nadu
District Central Cooperative Banks and through its Branches: For Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit etc.
The scheme provides revamped micro credit loans through District Central Cooperative Banks to support women vendors selling flowers, vegetables, fruits etc. Loans range from ₹100/- to ₹5,000/- with an interest rate of 11%.
banking-financial-services-and-insuranceGujarat
Term Loan Scheme (GSKVN)
The scheme aims to uplift scavengers & their dependents by offering term loans of ₹1,00,000/- to ₹15,00,000/- to support them in starting self‐employment ventures in various trades & professions, enabling them to pursue income‐generating activities and lead dignified lives.
banking-financial-services-and-insuranceGujarat
Direct Finance Scheme by NSFDC (GSCDC)
Under this scheme, loans are offered at a low interest rate, ranging from 1% to 5%, specifically for self-employment to scheduled caste (SC) individuals.
banking-financial-services-and-insurancePunjab
Direct Lending Scheme
Through the "Direct Lending Scheme", the Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC) provides direct loans for the economic upliftment of the members of the Scheduled Castes and Handicapped People in the state of Punjab.
banking-financial-services-and-insuranceGujarat
Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste
The scheme was launched in the year 1976 with the objective to provide loans/assistance to the Scheduled Caste category doctors to start their independent profession.
banking-financial-services-and-insuranceGujarat
Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste
Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession, clinic consultation room, etc.