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Comprehensive Educational Loan Scheme - Sikkim

The "Comprehensive Educational Loan Scheme" was launched by the Department of Personnel, and Reforms, Training, Public Grievances, Government of Sikkim. The scheme aims to provide loans free of interest for the duration of one particular course of study with one one-year moratorium period offered...

Ministry / Department
Department Of Personnel, Administrative Reforms, Training & Public Grievances
Level
State
Benefit type
other
Last verified: Recently

What is Comprehensive Educational Loan Scheme - Sikkim?

The "Comprehensive Educational Loan Scheme" was launched by the Department of Personnel, and Reforms, Training, Public Grievances, Government of Sikkim. The scheme aims to provide loans free of interest for the duration of one particular course of study with one one-year moratorium period offered...

Benefit
- The maximum loan amount is ₹5,00,000/- for full-time professional courses within Sikkim - The loan amount of ₹7,50,000/- for studies in India, and ₹15,00,000/- for studies abroad. **Note:** In case of discontinuity of studies or the loanee dies, the co-applicant shall be liable to refund the entire amount of the loan within a period not exceeding one year.
Level
State — Sikkim
Ministry / Dept.
Department Of Personnel, Administrative Reforms, Training & Public Grievances
Benefit type
other
Key eligibility
1. The applicant should be a student. 1. The applicant's family annual income should not exceed ₹2,50,000/- for studies within India and ₹5,00,000/- for studies abroad. 1. The institution where the applicant wants to study, whether in India or abroad, must be recognized by the relevant authority in
Last verified
Recently

Benefits

- The maximum loan amount is ₹5,00,000/- for full-time professional courses within Sikkim - The loan amount of ₹7,50,000/- for studies in India, and ₹15,00,000/- for studies abroad. **Note:** In case of discontinuity of studies or the loanee dies, the co-applicant shall be liable to refund the entire amount of the loan within a period not exceeding one year.

Eligibility

1. The applicant should be a student. 1. The applicant's family annual income should not exceed ₹2,50,000/- for studies within India and ₹5,00,000/- for studies abroad. 1. The institution where the applicant wants to study, whether in India or abroad, must be recognized by the relevant authority in Area: SikkimBenefit: other

Documents Required

    How to Apply

    1. Step 1: Offline application — step 1

      Step 1: The interested applicant should visit (during office hours) the Sikkim Industrial Development & Investment Corporation and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.

    2. Step 2: Offline application — step 2

      Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).

    3. Step 3: Offline application — step 3

      Step 3: Submit the duly filled and signed application form along with the documents to the Sikkim Industrial Development & Investment Corporation.

    4. Step 4: Offline application — step 4

      Step 4: Request a receipt or acknowledgment from the Sikkim Industrial Development & Investment Corporation to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

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